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# (US only) Set up your bank account to fund your Spendesk wallet (ACH)

➡️ **Account owners can fund a US wallet.**

To properly link your US bank account to your Spendesk account, follow these steps :

1. **Ask your US bank to whitelist Spendesk**  
(See details [here](http://helpcenter.spendesk.com/en/articles/4768061-us-only-set-up-your-bank-account-to-fund-your-spendesk-wallet-ach#)).  
This process can take up to 48 hours and needs to be completed by the bank before proceeding to step 3.
2. **Wait for your KYB to be validated**  
(Nothing can be done before this step).  
If you have any questions, please contact your CSM.
3. **Fill in your company's bank details in your Spendesk interface**  
This will generate two small transfers to your company's bank account.
4. **Enter the two small amounts in Spendesk**  
After 2-3 days, when you receive the amounts, enter them in Spendesk. This step is called the "penny test" or "micro-deposit test."
5. **Initiate the ACH debit of the amount of your choice**  
This should be completed within a few days (typically 3-7 days).

**Important:** Currently, ACH is the only method available to fund your Spendesk account.

## ACH Funding Activation Details

If you need to whitelist Spendesk for ACH, use the following details:

* **Originator ACH Company ID**: 1020401225
* **Originator Name**: Paymentech
* **Marqeta ID**: 000240066