(US only) Set up your bank account to fund your Spendesk wallet (ACH)

➡️ Account owners can fund a US wallet.

To properly link your US bank account to your Spendesk account, follow these steps :

1. Ask your US bank to whitelist Spendesk

(See details here).
This process can take up to 48 hours and needs to be completed by the bank before proceeding to step 3.
2. Wait for your KYB to be validated

(Nothing can be done before this step).
If you have any questions, please contact your CSM.
3. Fill in your company's bank details in your Spendesk interface

This will generate two small transfers to your company's bank account.
4. Enter the two small amounts in Spendesk

After 2-3 days, when you receive the amounts, enter them in Spendesk. This step is called the "penny test" or "micro-deposit test."
5. Initiate the ACH debit of the amount of your choice

This should be completed within a few days (typically 3-7 days).

Important: Currently, ACH is the only method available to fund your Spendesk account.

ACH Funding Activation Details

If you need to whitelist Spendesk for ACH, use the following details:

• Originator ACH Company ID: 1020401225
• Originator Name: Paymentech
• Marqeta ID: 000240066

Aktualisiert am: 30/04/2026